| Achieve positive returns (after fees and tax) that exceed the return of cash over rolling three year periods.
Provide stable returns through an asset mix that maximises the prospect of positiverate of return each financial year.
Achieve returns that are above the averagereturns of other similar funds. |
Achieve positive returns (after fees and tax) that exceed the return of the Capital Stable option over rolling three year periods.
Provides goodprospect of positive returns each financial year.
Achieve returns that are above the average return of other similar funds. |
Achieve positive returns (after fees and tax) that exceed the return of theConservative Balancedoption over rolling three year periods.
Maximise the prospect of positive returns each financial year.
Achieve returns that are above the average return of other similar funds. |
Achieve high, long-term returns (after fees and tax) that exceed the return of the Balanced option over rolling five year periods and acknowledging the chance of significant fluctuations in returns.
Invest in long-term growth assets, accepting the prospect of negative returns is increased.
Achieve returns that are above the average return of other similar funds. |
| Low to medium.Likelihood of a negative annual return in any one year: one in every 10 to 11 years. |
Medium Likelihood of a negative annual return in one year: one in everythreetosix years. |
Medium to high.Likelihood of a negative annual return in one year: one in every four to five years. |
High.Likelihood of a negative annual return in any one year: one in every three to four years. |
Most conservative and low-risk of the HOSTPLUS pre-mixed investment options.
Contains a higher percentage of defensive assets (cash and diversified fixed interest) than the Balanced and Shares Plus options. |
Contains roughly equal proportions of growth and defensive assets |
Aims to produce consistent returns.
Investments through diversified investment portfolio, including some growth assets and some lower risk investments. |
Pre-mixed option.
Contains the highest investment in assets with potential for capital growth. |