If you aim to retire sooner rather than later, or simply want to maximise the wealth available to you in retirement, there are five 'Super Cs' you can employ to ensure you're getting the most out of your super.
1. Consolidate your investment
If you have more than one super fund, consider consolidating it all into one HOSTPLUS Executive account. That way you'll only pay one competitive, flat-rate member fee of $2 a week. Naturally, investment expenses also apply. To consolidate you can complete the rollover form in your statement mail pack or here and return it with proof of identity.
> How to transfer your super into the one account
2. Co-contributions
If your total income is under $61,920, you could be eligible to receive government co-contributions. Simply add some extra money to your super and the government could match your contribution with up to $1,000.
> Find out if you're eligible
3. Choice of fund
Take control of your super and make sure you don't end up with multiple super funds - if you change jobs or industries, you can stay with HOSTPLUS Executive. Tell your new employer that you want your super contributions paid to your HOSTPLUS Executive account and enjoy all the exclusive benefits of your premium membership for life.
> Take your super with you wherever you go
4. Choose your investment option
HOSTPLUS currently offers you 20 different investment options that you can tailor to suit your needs - mixing and matching as you wish to suit your investment strategy.
> How to make an investment choice
5. Click to take charge of your super
SuperSite allows you to update your details and make changes to your investment 24/7 online. If you haven't logged in before, don't worry, we've pre-registered a PIN for you - your date of birth. For example, if your birthday is on 28th September 1975, your PIN would be 28091975 (expires 1 December 2010).
> Find out more about logging into SuperSite now